{"id":12520,"date":"2023-11-07T09:16:50","date_gmt":"2023-11-07T07:16:50","guid":{"rendered":"https:\/\/empak.ee\/esto-installment-payment\/"},"modified":"2023-11-07T09:16:50","modified_gmt":"2023-11-07T07:16:50","slug":"esto-installment-payment","status":"publish","type":"page","link":"https:\/\/empak.ee\/en\/esto-installment-payment\/","title":{"rendered":"Esto installment payment"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n
\n
\n

ESTO Installment Plan \u2013 Don\u2019t want to pay the entire amount at once? Pay in installments!<\/strong><\/h2>\n

ESTO Installment Plan is a flexible payment solution that lets you conveniently split your payment into monthly installments. Spread the purchase amount over a period that works for you. You can choose the payment period and down payment amount when completing your purchase by selecting ESTO Installment Plan at checkout.<\/p>\n

Use ESTO Installment Plan at online stores and physical retail locations. You can find all ESTO partner stores on ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\n

\"\"<\/p>\n

How do I use ESTO’s installment plan?<\/strong><\/p>\n

    \n
  1. Add the items you want to your shopping cart.<\/li>\n
  2. At checkout, select ESTO installment plan as your payment method.<\/li>\n
  3. Select your preferred repayment period between 3 and 60 months.<\/li>\n
  4. You\u2019ll receive a decision in real time.<\/li>\n
  5. If approved, digitally sign the contract using your ID card, Smart-ID, or Mobile-ID.<\/li>\n<\/ol>\n

     <\/p>\n

    ESTO installment plans are offered and administered by ESTO AS. <\/strong>The annual percentage rate (APR) for ESTO AS\u2019s installment plan is 23.63% under the following sample terms: loan amount of 1,490 EUR, cost of goods\/services of 1,490 EUR, 0% down payment, fixed interest rate of 11.90%, contract fee of 0 EUR, total credit amount and total repayment amount of 1,844.64, assuming the credit is repaid over 24 months in equal monthly installments of 76.86 EUR. Please review the terms and conditions before signing the contract and consult a specialist if necessary. The installment plan is offered and administered by ESTO AS.<\/p>\n

    \n

    ESTO 3 is an innovative payment method that lets you confirm and pay for your purchase conveniently and quickly\u2014in three equal installments, with no additional fees!<\/strong><\/h2>\n

    ESTO 3 is the most popular next-generation payment method. Conveniently split the purchase amount into 3 equal installments. Get exactly what you need with no interest, no extra fees, and no down payment.<\/p>\n

    Use the ESTO 3-installment payment method in online stores and brick-and-mortar stores.<\/p>\n

    You can find all ESTO partner stores on ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\n

    \"\"<\/p>\n

    How does it work?<\/strong>
    \n<\/strong>When you choose ESTO 3 as your payment method, you can split the total payment into 3 equal installments over 3 months with no fees whatsoever.<\/p>\n

      \n
    1. Add the items you need to your shopping cart.<\/li>\n
    2. Select ESTO 3 as your payment method at checkout.<\/li>\n
    3. You\u2019ll receive a decision in real time.<\/li>\n
    4. If approved, confirm your purchase.<\/li>\n
    5. ESTO will send you your first invoice on the 15th of the following month.<\/li>\n<\/ol>\n

      This financial service is provided by ESTO AS. Before signing the contract, review the terms and conditions and, if necessary, consult with an expert. For more information, visit www.esto.ee.<\/p>\n

      \n

      Be smart and choose ESTO Pay Later to pay for your purchases!<\/strong><\/h2>\n

      ESTO Pay Later is a new way to pay for your purchases. You can keep the purchase amount for now and don\u2019t have to pay until 30 days later. Get exactly what you need with no interest, no extra fees, and no down payment.<\/p>\n

      Use the ESTO Pay Later payment method in online stores and brick-and-mortar stores. You can find all ESTO partner stores on ESTO Market: https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\n

      \"\"<\/p>\n

      How does it work?<\/strong><\/p>\n

      When you select ESTO “Pay Later” as your payment method, your order is confirmed immediately, but you don’t have to pay right away because the payment is due 30 days later.<\/p>\n

        \n
      1. Add the items you want to your shopping cart.<\/li>\n
      2. At checkout, select ESTO Pay Later as your payment method.<\/li>\n
      3. You\u2019ll receive a decision in real time.<\/li>\n
      4. If approved, confirm your purchase.<\/li>\n
      5. ESTO will send you an invoice, which must be paid in full within 30 days.<\/li>\n<\/ol>\n

        This financial service is provided by ESTO AS. Before entering into a contract, review the terms and conditions and, if necessary, consult with an expert. For more information, visit www.esto.ee.<\/p>\n

        WHAT IS ESTO?
        \n<\/strong>ESTO is the leading payment solutions provider in the Baltics, revolutionizing the sales experience for merchants and the shopping experience for consumers by making them simple and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO\u2019s mission is to help partners sell and customers buy.<\/p>\n

        If you need help, please contact an ESTO AS representative at info@esto.ee or visit https:\/\/esto.eu\/ee\/kliendile-klienditugi<\/a>.<\/p>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

        \n
        <\/div>\n<\/div>\n<\/div>\n
        <\/div>\n
        <\/div>\n","protected":false},"excerpt":{"rendered":"

        ESTO Installment Plan \u2013 Don\u2019t want to pay the entire amount at once? Pay in installments! ESTO Installment Plan is a flexible payment solution that lets you conveniently split your payment into monthly installments. Spread the purchase amount over a period that works for you. You can choose the payment period and down payment amount […]\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12520","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nEsto installment payment - V\u00f5ru Empak<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/empak.ee\/esto-installment-payment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Esto installment payment - V\u00f5ru Empak\" \/>\n<meta property=\"og:description\" content=\"ESTO Installment Plan \u2013 Don\u2019t want to pay the entire amount at once? Pay in installments! ESTO Installment Plan is a flexible payment solution that lets you conveniently split your payment into monthly installments. Spread the purchase amount over a period that works for you. You can choose the payment period and down payment amount [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/empak.ee\/esto-installment-payment\/\" \/>\n<meta property=\"og:site_name\" content=\"V\u00f5ru Empak\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/voruempak\" \/>\n<meta property=\"og:image\" content=\"https:\/\/empak.ee\/wp-content\/uploads\/2025\/12\/HP_EE-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"348\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/\",\"url\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/\",\"name\":\"Esto installment payment - V\u00f5ru Empak\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/empak.ee\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/HP_EE-1.png\",\"datePublished\":\"2023-11-07T07:16:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/#primaryimage\",\"url\":\"https:\\\/\\\/empak.ee\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/HP_EE-1.png\",\"contentUrl\":\"https:\\\/\\\/empak.ee\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/HP_EE-1.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/empak.ee\\\/esto-installment-payment\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/empak.ee\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Esto installment payment\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/empak.ee\\\/en\\\/\",\"name\":\"V\u00f5ru Empak\",\"description\":\"Pehmem\u00f6\u00f6bli tootmine.\",\"publisher\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/empak.ee\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#organization\",\"name\":\"V\u00f5ru Empak\",\"url\":\"https:\\\/\\\/empak.ee\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/empak.ee\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/empak-logo-230728.jpg\",\"contentUrl\":\"https:\\\/\\\/empak.ee\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/empak-logo-230728.jpg\",\"width\":800,\"height\":500,\"caption\":\"V\u00f5ru Empak\"},\"image\":{\"@id\":\"https:\\\/\\\/empak.ee\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/voruempak\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Esto installment payment - V\u00f5ru Empak","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/empak.ee\/esto-installment-payment\/","og_locale":"en_US","og_type":"article","og_title":"Esto installment payment - V\u00f5ru Empak","og_description":"ESTO Installment Plan \u2013 Don\u2019t want to pay the entire amount at once? Pay in installments! ESTO Installment Plan is a flexible payment solution that lets you conveniently split your payment into monthly installments. Spread the purchase amount over a period that works for you. You can choose the payment period and down payment amount [...]","og_url":"https:\/\/empak.ee\/esto-installment-payment\/","og_site_name":"V\u00f5ru Empak","article_publisher":"https:\/\/www.facebook.com\/voruempak","og_image":[{"width":1920,"height":348,"url":"https:\/\/empak.ee\/wp-content\/uploads\/2025\/12\/HP_EE-1.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/empak.ee\/esto-installment-payment\/","url":"https:\/\/empak.ee\/esto-installment-payment\/","name":"Esto installment payment - V\u00f5ru Empak","isPartOf":{"@id":"https:\/\/empak.ee\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/empak.ee\/esto-installment-payment\/#primaryimage"},"image":{"@id":"https:\/\/empak.ee\/esto-installment-payment\/#primaryimage"},"thumbnailUrl":"https:\/\/empak.ee\/wp-content\/uploads\/2025\/12\/HP_EE-1.png","datePublished":"2023-11-07T07:16:50+00:00","breadcrumb":{"@id":"https:\/\/empak.ee\/esto-installment-payment\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/empak.ee\/esto-installment-payment\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/empak.ee\/esto-installment-payment\/#primaryimage","url":"https:\/\/empak.ee\/wp-content\/uploads\/2025\/12\/HP_EE-1.png","contentUrl":"https:\/\/empak.ee\/wp-content\/uploads\/2025\/12\/HP_EE-1.png"},{"@type":"BreadcrumbList","@id":"https:\/\/empak.ee\/esto-installment-payment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/empak.ee\/en\/"},{"@type":"ListItem","position":2,"name":"Esto installment payment"}]},{"@type":"WebSite","@id":"https:\/\/empak.ee\/en\/#website","url":"https:\/\/empak.ee\/en\/","name":"V\u00f5ru Empak","description":"Pehmem\u00f6\u00f6bli tootmine.","publisher":{"@id":"https:\/\/empak.ee\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/empak.ee\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/empak.ee\/en\/#organization","name":"V\u00f5ru Empak","url":"https:\/\/empak.ee\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/empak.ee\/en\/#\/schema\/logo\/image\/","url":"https:\/\/empak.ee\/wp-content\/uploads\/2023\/07\/empak-logo-230728.jpg","contentUrl":"https:\/\/empak.ee\/wp-content\/uploads\/2023\/07\/empak-logo-230728.jpg","width":800,"height":500,"caption":"V\u00f5ru Empak"},"image":{"@id":"https:\/\/empak.ee\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/voruempak"]}]}},"_links":{"self":[{"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/pages\/12520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/comments?post=12520"}],"version-history":[{"count":0,"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/pages\/12520\/revisions"}],"wp:attachment":[{"href":"https:\/\/empak.ee\/en\/wp-json\/wp\/v2\/media?parent=12520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}